Legal Manager at Kotak Mahindra Bank Limited: Apply Now!

Kotak Mahindra Bank Limited is inviting online applications for the position of Legal Manager in Chandigarh. Candidates with an LL.B. degree and relevant experience in banking laws, credit, risk compliance or related areas are eligible to apply.

Contents hide

1. About the Job

2. Eligibility Criteria

3. Roles and Responsibilities

4. Location

5. Application Procedure

About the Job

Kotak Mahindra Bank Limited is inviting applications for the position of Legal Manager.

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Eligibility Criteria

Educational Qualification

Candidates must hold a Bachelor of Laws (LL.B.) degree or an equivalent legal qualification.

Experience

Experience requirements vary depending on the level of the position.
Mid-level to senior roles typically require several years of experience in banking laws, retail assets, or credit and risk compliance.

Required Skills

Strong knowledge of Indian banking and credit card regulations.
Knowledge of contract law and dispute resolution.
Strong analytical thinking and stakeholder management skills.

Roles and Responsibilities

Regulatory Compliance: Ensure that credit card hardship, settlement and customer assistance operations comply with Reserve Bank of India (RBI) guidelines and the bank’s internal policies.
Legal Documentation and Review: Handle legal documentation, notices, agreements and correspondence relating to credit card hardship cases and account restructuring.
Risk and Dispute Mitigation: Provide legal guidance to the Hardship Assistance Unit to identify, assess and mitigate operational and legal risks.
Cross-Functional Coordination: Work with the collections, credit, risk and operations teams to ensure lawful practices during debt resolution.
External Counsel Management: Coordinate with external advocates and legal entities, wherever required, in contested matters or escalations.